March 9, 2017
Finding areas in your life to save money can be difficult. To make it a little easier we’ve compiled a short list of a few ways to make saving money a breeze!
Shopping List – Always take a list while grocery shopping. It is a fantastic way to stay on track with what you need to buy versus what you want when you go to the store.
A few apps that you could help you utilize your shopping time are:
Grocery Pal
https://itunes.apple.com/us/app/grocery-pal-in-store-weekly/id339684652?mt=8
https://play.google.com/store/apps/details?id=com.twicular.grocerypal.android&hl=en
Grocery iQ
https://itunes.apple.com/us/app/grocery-iq/id290591617?mt=8
https://play.google.com/store/apps/details?id=com.coupons.GroceryIQ&hl=en
Wunderlist
https://itunes.apple.com/us/app/wunderlist-to-do-list-tasks/id406644151?mt=8
https://play.google.com/store/apps/details?id=com.wunderkinder.wunderlistandroid&hl=en
Fun Fund – Put a percentage of your salary that you are comfortable with into a savings account and leave it there for a rainy day. It is a positive way to create a fund that is just for spending. This money could be spent on anything from vacations to new game systems.
Create a Budget – Sit down and take the time to write out a budget to live by. It might take a little longer than you want, but it is a great way to know how much you can spend on certain areas of your life.
We all make Mistakes – Know that mistakes are unavoidable and you are going to have a few bumps in the road. Make sure that when you create your budget you are setting aside a specific amount of funds for mistakes.
Credit Card Bill – A credit card isn’t free money and you shouldn’t spend out of your means with it. You should pay your monthly bill in full as soon as it comes in. Keeping a high credit balance can lower your credit score.