Once you have researched, compared models, and priced your selections, you are ready to purchase.

Looking for boosted confidence and bargaining power at the dealer? Talk to one of our loan consultants today and get pre-approved for a vehicle loan ahead of time. Not only that, but you’ll know where you stand with budget and payments before you make your final decision.


New Car Loans

Get pre-approval, skip 2 payments a year, and discounts on car insurance

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Used Car Loans

Enjoy a smooth car-buying experience and affordable monthly payments

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Auto Loan Refinancing

Refinance with rates starting at 1.74% APR*

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Motorcycle Loans

Buy or refinance, new or used, all at low rates

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Boat Loans

Buy or refinance at 6-month or 15-month terms

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Great Lakes Auto Loan Features

Why us? Take a look and see for yourself why Great Lakes auto financing makes sense.


Rate discounts up to 0.50% off of APR for automatic payments and setting up a free Great Lakes checking account

Skip-a-Payment feature lets you keep cash in your bank account when you need it

Fast funding and affordable rates

Affordable insurance options with member-only discounts

Shop smart with our Auto Buying Toolkit

Easy and secure application


“Great service. Great rate. Professional friendly service. Fast response. Highly recommend.”Patricia

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Auto Loan Refinance FAQ

What other types of loans does GLCU offer its members?

Does GLCU offer death and dismemberment insurance?

What insurance is needed for my new auto loan from GLCU?

Does GLCU offer recreational vehicle financing?

What address should I use for GLCU on my insurance policy?

How does GAP insurance work?

What is Mechanical Repair Coverage?


Auto Loan Resources


Auto Rate Discounts

Earn 0.25% APR when you set up auto-pay and an additional 0.25% with a Free Checking Account with GLCU.

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Vehicle Insurance

When the rubber meets the road, you want to know you’re taken care of. GAP and Mechanical Breakdown Insurance protects your finances and your vehicle.

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Auto Loan Rates

Enjoy affordable APR on your new or used GLCU vehicle loan.

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*Annual Percentage Rate (APR).

Your actual rate will be based on your credit history, income, your vehicle’s model year, mileage, and other factors.

Please note that the rates listed include 0.25% discount for auto pay and 0.25% discount for a Free Checking Account with direct deposit for the last three months.

*APY = Annual Percentage Yield. As determined by GLCU’s Board of Directors, all dividend rates and APY are subject to change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts.

Balances up to $10,000 will earn the stated dividend rate, and the portion of the balance that is over $10,000 will earn the standard savings dividend rate.

Dividends are paid on ONE FREE Checking Account per member. Please note that fees could reduce earnings.

The minimum requirements to earn GLCU Free Checking dividends:

  • Maintain a monthly Direct Deposit of at least $500.00 or more.
  • 15 signature-based debit card purchases that total $150 or more. Returns, PIN or ATM withdrawals are not included. To qualify, all of your eligible purchases need to be cleared, as well as posted to your transaction history within the current month. Please be aware that purchases that are only authorized or pending do not qualify toward dividend earning eligibility.
  • Additionally, you must be enrolled in eStatements, as well an active user of online Bill Pay or Mobile Banking.