Great Lakes Credit Union has everything you need to help manage your money and plan for the future.
Once you have researched, compared models, and priced your selections, you are ready to purchase.
Looking for boosted confidence and bargaining power at the dealer? Talk to one of our loan consultants today and get pre-approved for a vehicle loan ahead of time. Not only that, but you’ll know where you stand with budget and payments before you make your final decision.
Why us? Take a look and see for yourself why Great Lakes auto financing makes sense.
Rate discounts up to 0.50% off of APR for automatic payments and setting up a free Great Lakes checking account
Skip-a-Payment feature lets you keep cash in your bank account when you need it
Fast funding and affordable rates
Affordable insurance options with member-only discounts
Shop smart with our Auto Buying Toolkit
Easy and secure application
GLCU members have access to a variety of products and services, including personal loans, student loans, home equity loans, and mortgages.
Your rate on your GLCU loan will vary depending on your credit score and personal financial situation.
One of our exclusive member benefits is $1,000 of accidental death and dismemberment insurance through TruStage, offered at no cost to you.
To find out or to verify the insurance needed for your new auto loan, check here.
We do not currently offer ATV, dirt bike, side-by-side, or jet ski financing.
Please contact your vehicle's insurance agent to update your vehicle's insurance policy to include GLCU's NEW lienholder address:
Great Lakes Credit Union
PO Box 2238
Sioux City, IA 51104
If you purchase GAP insurance for your new vehicle, that means you aren’t on the hook for loan payments if your vehicle is in an accident and deemed a total loss. GAP insurance covers the difference between the remaining balance on your vehicle and your vehicle insurance payout, if it’s less than what you still owe on your vehicle.
GLCU offers GAP Plus, which means you also get Deductible Assistance, to cover the cost if your paid collision claim incurs a deductible.
Mechanical repair coverage helps you pay for repairs to your vehicle after its warranty expires while costing less than a typical extended warranty.
Earn 0.25% APR when you set up auto-pay and an additional 0.25% with a Free Checking Account with GLCU.Learn More
When the rubber meets the road, you want to know you’re taken care of. GAP and Mechanical Breakdown Insurance protects your finances and your vehicle.Learn More
Enjoy affordable APR on your new or used GLCU vehicle loan.Learn More
*Annual Percentage Rate (APR).
Your actual rate will be based on your credit history, income, your vehicle’s model year, mileage, and other factors.
Please note that the rates listed include 0.25% discount for auto pay and 0.25% discount for a Free Checking Account with direct deposit for the last three months.
*APY = Annual Percentage Yield. As determined by GLCU’s Board of Directors, all dividend rates and APY are subject to change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts.
Balances up to $10,000 will earn the stated dividend rate, and the portion of the balance that is over $10,000 will earn the standard savings dividend rate.
Dividends are paid on ONE FREE Checking Account per member. Please note that fees could reduce earnings.
The minimum requirements to earn GLCU Free Checking dividends: