Fixed Rates as low as


New Cars

1.74% APR*

Used Cars

2.24% APR*


1.74% APR*

Refinancing with Great Lakes Credit Union Brings Great Benefits


Low loan rates

Low loan rates

Members have access to competitive interest rates

APR discounts

APR discounts

Qualified borrowers are eligible for rate discounts up to 0.50% APR*



Save cash when you need it

24/7 Access

24/7 Access

Stay up-to-date with your loan through online and mobile banking


A happy couple looking at a road map sitting in a car traveling on vacation.

Why Refinance Your Auto Loan with Great Lakes Credit Union?

If you’re looking for a more affordable loan payment, more favorable loan terms, or simply want to qualify for a better rate based on creditworthiness, consider refinancing with us.

With our competitive auto loan rates, as well as available discounts ranging from setting up automatic loan payments to opening a free checking account with us, you could transform your car loan.


Our Streamlined Application Process

Don’t put off refinancing because you’re worried about getting stuck in a long, complicated process. We’ve made applying smooth and simple so you can start enjoying your savings as soon as possible.


STEP1Apply OnlineFill out our quick and easy online application.
STEP2Set Up PaymentsOnce approved, agree to the loan amount, rates, and terms to begin making payments.
STEP3Take ChargeCheck your loan payoff amount whenever and wherever you want via online banking.


Get Started


Calculate Your New Cars Monthly Payment

Est. Monthly Payment: 0

Apply NowGet in Touch



"22 years of great experience of friendly, helpful, resourceful service. Thank you!”Rita M.
"Excellent customer service! It’s always a great experience when I go to my local Great Lakes Credit Union.”Bert V.
"Very friendly, comfortable feeling here! The staff is always helpful, never in a hurry. I use both the lobby and drive up both great!”Ruth W.

Auto Loan Refinance FAQ

What goes into refinancing an auto loan?

How can I transfer my loan balance from my existing auto loan?

How do I check my loan payoff amount with online banking?

Can non-members apply for auto loan refinancing?

How do I become a member?

Does GLCU offer any debt protection products?

I’m interested in refinancing, but I’m not sure if it’s right for me right now. Can I talk to someone to get some advice?


Ways to Manage Your Loan with GLCU

We recognize that our members are individuals. That’s why we offer a range of ways for you to do balance inquiries, make a payment, and more!


Other Loans

Not looking to refinance right now? We’ve got lots of other loan products to help you reach your goals.


Personal Loans

Supplement your bank account with a loan you can use however you like

Learn More

Home Loans

If you’re looking to buy or refinance a home, check out our Mortgage Center

Learn More

Home Equity

Homeowners, into your home’s equity with a home equity loan or line of credit to finance those repairs, improvements, and more

Learn More


*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates listed here include 0.25% discount for auto pay and 0.25% discount for a Free Checking Account (link) with direct deposit for the last three months.