Get the cash you need, fast! 

See how GLCU compares to other financial institutions:

Cash in a Flash Chart

ProviderAPR* (Range)
Speedy Ca$h359%
Loan By Phone of Illinois, LLC404.11%
usawebcash.com182.5% to 425%
Open Cash Advance200% to 2,290%


  • One Cash-In-A-Flash loan permitted at a time
  • $30 application fee
  • Minimum 3 month GLCU membership
  • Age 18+
  • GLCU accounts in good standing
  • Established direct deposit minimum
    of $500 per month for the
    most recent one month period
    (one-time deposits such as tax refunds are
    excluded from this average)
  • Payment must be set up as transfer from payroll on the same account as Cash-In-A-Flash
  • Maximum term of 9 months
  • No credit check

Effective Date: Sunday, December 4, 2022

Personal Loan Rates

Loan TypeLoan AmountFeeAPR* as low as

*APR=Annual Percentage Rate. A fixed rate of 17.90% will be applied to the outstanding loan balance; the $30 application fee is applied to the loan as a prepaid finance charge which, when added to the overall cost of the loan, equates to an APR of 33.50%. GLCU Cash-In-A-Flash loans are typically for 9-month term and a maximum loan amount of $500. Maximum of three Cash-In-A-Flash Loans per calendar year. The comparison APR loan terms provided are based on publicly available information. All information is presented without warranty, and the estimated APR, terms and other features are not binding in any way. Lenders offer a range of APRs depending on your credit history, income, and other factors.