Overdraft Protection Services

Overdraft Protection Opt In Program

The Overdraft Protection Program transfers money from your other GLCU accounts to cover overdrafts. You must have sufficient funds in the other account(s) to cover the transfer. This is a must for those who want to back-up their purchases or withdrawals and are looking for worry free checking. There is a $5.00 fee per transfer.

SafetyNet Opt-In Program

In addition to our Overdraft Protection Program, we offer SafetyNet. We will pay the check if you do not have enough funds in your account to cover it. This overdraft service provides qualified members the opportunity to have overdrafts by check, automatic debit, or in person paid up to a pre-determined limit.  

We can also cover your ATM or Visa debit card transactions when you OPT-IN! This service can save you from being embarrassed or inconvenienced by a rejected ATM or Visa debit card transaction.

Each time you use SafetyNet Overdraft Protection, your checking account will be charged a $30.00 fee. A deposit is required within 30 days to cover the owed balance.

SafetyNet is a service that Great Lakes Credit Union provides to our members. There is no obligation on the part of GLCU to pay any check where funds are non-sufficient, but simply an effort on the part of GLCU to provide a service.