LoginGet more out of your credit card! Enjoy 0% APR* to start and then continue benefiting from a low rate thereafter.
Our Low Rate Visa® Credit Card Features:
- 0% APR for 12-months on new purchases and balance transfers within the first 60 days*
- Variable rate thereafter as low as 9.74% APR*
- Competitive rates
- No annual fee
- Auto rental coverage with 24 hr protection for collision, theft or damages
- Optional Debt Protection
- 24/7 customer service
- Visa® fraud text alerts
- One-of-a-kind personalized Visa®* with your favorite photo
- Visa Checkout®
Effective Date: Tuesday, October 14, 2025
| Loan Type | Loan Amount | Fee | APR* as low as | Calculator |
|---|---|---|---|---|
| Visa® Low Rate | $500 - $50,000 | $0.00 | 9.74% |  |
*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.