LoginYoung Adult Account (Ages 15 - 23)
As you begin your journey toward financial independence, you need plenty of helpful tips and advice from sources you trust.
This account provides an easy way to save as well as educational materials, information and access to products that will further promote a positive financial future.
A Young Adult Account includes:
- FREE Online (WebConnect) & Mobile Banking
- FREE, no Fee Ultimate Checking Account
- GLCU Visa®Debit Card
- GLCU Visa®Credit Card (with option to personalize)
- FREE eStatements & eAlerts
- FREE Bill Pay
- FREE eZDeposit
Effective Date: Friday, October 24, 2025
| Account | Dividend Rate | APY* | Calculator | |
|---|---|---|---|---|
| Young Adult Savings Account | $5.00 minimum to earn | 0.100% | 0.10% |  |
*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates and Santa Saver Accounts. Additional account information is provided in separate Account Disclosures.
**Balances up to $10,000 will earn the stated dividend rate and the portion of the balance over $10,000 will earn the standard savings dividend rate. Dividends will be paid on ONE Ultimate Checking Account per member. Fees could reduce earnings. Also applies to Young Adult Ultimate Checking Account.
Minimum requirements to earn dividends:
1. Maintain a monthly Direct Deposit of $500.00 or more
2. 10 Debit Card purchases per month totaling $100.00 or more - signature purchases only, no Returns, PIN or ATM. Purchases must be posted to the account during the month to count toward the 10
3. You must be enrolled in eStatements, and an active user of GLCU's online Bill Pay or Mobile Banking