LoginGet the flexibility, higher interest rates and safety of principal you need. With this account option, you have immediate access to move your funds into an IRA Share Certificate or another IRA custodian account without withdrawal penalties. Plus, you will earn higher yields based on a tiered rate.
The IRA Money Market Account serves as a flexible temporary account for:
- Accumulating IRA funds prior to placement in higher yielding term IRA Certificates
- Transferring from to another IRA custodian account
- The anticipation of mandatory annual IRA distributions
Money Market Account Rates
Effective Date: Saturday, October 25, 2025
| Account | Dividend Rate | APY* | |
|---|---|---|---|
| Money Market (including IRA)** | $2,500 min to earn - $24,999 | 0.200% | 0.20% |
| $25,000 - $49,999 | 0.300% | 0.30% | |
| $50,000 + | 0.399% | 0.40% |
*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. Fees could reduce earnings on the above accounts. Additional account information is provided in separate Account Disclosures.
**A Minimum of $2,500.00 is required to open the account. You must maintain a minimum average daily balance of $2,500.00 to earn the above stated dividends.