LoginConsumer Loan Rates
Vehicle Loan Rates
Effective Date: Tuesday, October 14, 2025
| Term in Months | APR* as low as | Calculator |
|---|---|---|
| 48 or Less | 2.49% |  |
| 60 | 2.74% | |
| 72 | 3.24% | |
| 84 | 4.74% | |
| 48 or Less | 3.24% | |
| 60 | 3.49% | |
| 72 | 3.99% | |
*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors. Rates include discounts for maintaining an Ultimate Checking Account in accordance with this promotion. Refinance rates higher. Payment example: A 48-month new auto loan of $20,000 with an APR of 2.49% will result in a monthly payment of $438.20.
Recreational Vehicle Loan Rates
Effective Date: Tuesday, October 14, 2025
| Term in months: | APR* as low as | Calculator |
|---|---|---|
| 60 or Less | 4.24% | |
| 61 - 84 | 4.99% | |
| 85 - 120 | 5.74% | |
| 121 - 180 | 5.99% | |
| 60 or Less | 4.99% | |
| 61 - 84 | 5.74% | |
| 85 - 120 | 6.24% | |
| 121 - 180 | 6.49% | |
*APR= Annual Percentage Rate. Actual rate is based on credit history, income and other factors. Rates include discounts for maintaining an Ultimate Checking Account in accordance with this promotion. Refinance rates higher.
Payment Example: A typical 84 month loan of $15,000 with a rate of 4.99% has a monthly payment of $211.96.
Personal Loan and Credit Card Rates
Effective Date: Tuesday, October 14, 2025
| Loan Type | Loan Amount | Fee | APR* as low as | Calculator |
|---|---|---|---|---|
| Visa® Rewards | $500 - $50,000 | $0.00 | 11.24% | |
| Visa® Low Rate | $500 - $50,000 | $0.00 | 9.74% | |
| Cash-in-a-Flash | $500 | $30.00 | 33.50% | |
| Lifestyle Loan | $500 - $10,000 | $0.00 | 9.24% | |
*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.
Secured Loan Rates
Effective Date: Tuesday, October 14, 2025
| APR* as low as | Term in months | Calculator |
|---|---|---|
| 3.00% over Share rate | up to 60 | |
*APR= Annual Percentage Rate. Rate is based on credit history, income and other factors.