Student Loans
Great Lakes Credit Union has everything you need to help manage your money and plan for the future.
Consumer Loan Rates
Personal Loan Rates
Effective Date: Saturday, December 21, 2024
| Loan Type | Loan Amount | Fee | APR* as low as | Next Step |
|---|---|---|---|---|
| Cash-in-a-Flash | $500 | $30.00 | 33.50% | Get Started |
| Personal Loan | $500 - $25,000 | $0.00 | 8.99% | Get Started |
*APR= Annual Percentage Rate. Variable rate is “as low as” and is based on credit history, income and other factors. A Variable APR equal to the Prime Rate published in the Wall Street Journal plus a margin of 16.49% for Secured Visa Credit Cards, or between 6.74% and 21.99% for Rewards Visa Credit Card, or a margin between 5.24% and 20.49% for Low Rate Visa Credit Card, will apply.
Unsecured Loan Payment Example: A typical 48 month loan of $5,000 at 8.99% APR has a monthly payment of $124.43.
Vehicle Loan Rates
Effective Date: Saturday, December 21, 2024
| Vehicle Type | Term in Months | APR* as low as | Next Step |
|---|---|---|---|
New (2021 & Newer) | 48 or Less | 1.74% | Get Started |
| 60 | 1.74% | Get Started | |
| 72 | 2.24% | Get Started | |
| 84 | 3.24% | Get Started | |
Used (2020 & Older) | 48 or Less | 2.24% | Get Started |
| 60 | 2.24% | Get Started | |
| 72 | 2.74% | Get Started | |
| 84 | 3.74% | Get Started |
*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion. Payment example: A 60-month new auto loan of $20,000 with an APR of 1.740% will result in a monthly payment of $348.31.
Recreational Vehicle Loan Rates
Effective Date: Saturday, December 21, 2024
| RV TYPE | Term in Months | APR* as low as | Next Step |
|---|---|---|---|
| New (2018 & Newer)** | 60 or Less | 3.49% | Get Started |
| 61 - 84 | 4.49% | Get Started | |
| 85 - 120 | 5.49% | Get Started | |
| 121 - 180 | 5.99% | Get Started | |
| Used (2017 & Older)** | 60 or Less | 4.24% | Get Started |
| 61 - 84 | 5.24% | Get Started | |
| 85 - 120 | 6.24% | Get Started | |
| 121 - 180 | 6.74% | Get Started |
*APR= Annual Percentage Rate. Actual rate is based on credit history, income and other factors. Rates include discounts for maintaining a Free Checking Account in accordance with this promotion. Refinance rates higher. Payment Example: A typical 60 month loan of $15,000 with a rate of 3.49% has a monthly payment of $272.84.
**A "new" RV is considered 2 years old or newer and never titled. A "used" RV is considered 3+ years old or previously titled, regardless of the year.
Share Secured Loan Rates
Effective Date: Saturday, December 21, 2024
| APR* as low as | Term in Months | Next Step |
|---|---|---|
| 3.00% over Share rate | up to 60 | Get Started |
*APR= Annual Percentage Rate. Rate is based on credit history, income and other factors.
Motorcycle Loan Rates
Effective Date: Saturday, December 21, 2024
| MOTORCYCLE TYPE | APR* AS LOW AS | Next Step |
|---|---|---|
| New (2020 & Newer) | 2.74% | Get Started |
| Used (2019 & Older) | 3.24% | Get Started |
*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion.
Boat Loan Rates
Effective Date: Saturday, December 21, 2024
| BOAT TYPE | Term in Months | APR* as low as |
|---|---|---|
| New Boat & Previous Model Year (2020-2021) | 60 or Less | 3.99% |
| 61 - 84 | 4.99% | |
| 85 - 120 | 5.99% | |
| 121 - 180 | 6.99% | |
| Used Boat (2016-2019) | 60 or Less | 4.49% |
| 61 - 84 | 5.49% | |
| 85 - 120 | 6.49% | |
| 121 - 180 | 7.49% |
*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Rates include discounts for maintaining a Free Checking Account and automatic payment in accordance with this promotion. Boat Loans Available in IL and WI only. Max Boat Size 26 Feet.