Deposit Rates

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates and Santa Saver Accounts. Additional account information is provided in separate Account Disclosures.

**Balances up to $10,000 will earn the stated dividend rate and the portion of the balance over $10,000 will earn the standard savings dividend rate. Dividends will be paid on ONE Ultimate Checking Account per member. Fees could reduce earnings. Also applies to Young Adult Ultimate Checking Account.

Minimum requirements to earn dividends:

1. Maintain a monthly Direct Deposit of $500.00 or more

2. 10 Debit Card purchases per month totaling $100.00 or more - signature purchases only, no Returns, PIN or ATM. Purchases must be posted to the account during the month to count toward the 10

3. You must be enrolled in eStatements, and an active user of GLCU's online Bill Pay or Mobile Banking

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. Fees could reduce earnings on the above accounts. Additional account information is provided in separate Account Disclosures.

**A Minimum of $2,500.00 is required to open the account. You must maintain a minimum average daily balance of $2,500.00 to earn the above stated dividends.

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. Fees could reduce earnings on the above accounts. Additional account information is provided in separate Account Disclosures.

**A minimum of $2,500.00 is required to open the account. You must maintain a minimum average daily balance of $2,500.00 to earn the above stated dividend.

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates. Additional account information is provided in separate Account Disclosures. Rates are subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Money Market dividends are calculated on the full balance using the highest applicable dividend rate. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings.

¹$200 Minimum to open account. Must maintain average daily balance of $200 to receive the above stated dividend. 

²$1,000 Minimum to open account. Must maintain average daily balance of $1,000 to earn the above stated dividend. Penalties apply for early withdrawals. Fees could reduce earnings.

³Offer begins February 15, 2018 for a limited time only. Minimum $1,000. Dividends compounded and paid monthly and assumes all dividends remain in the certificate to maturity. Penalties for premature withdrawal. IRAs and President’s Club bonus are ineligible for this offer.

*APY = Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by GLCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. Penalties apply for early withdrawal from Share Certificates. Additional account information is provided in separate Account Disclosures. ¹$200 Minimum to open account. Must maintain average daily balance of $200 to receive the above stated dividend. ²$1,000 Minimum to open account. Must maintain average daily balance of $1,000 to earn the above stated dividend. Penalties apply for early withdrawals. Fees could reduce earnings.**Must be a member of the Presidents Club to receive Presidents Club Share Certificate rates.